heat-pump-subsidy-check 2026 germany

Subsidy Orientation 2026 · Heat Pump · incl. Bonus Check & Cost Cap

Heat Pump Subsidy Check 2026 (Grant Calculator)

Enter costs & building data, select matching bonus conditions – and you receive a transparent, immediately understandable estimate: Subsidy rate, eligible costs, grant amount, and net investment. No legal advice – but extremely helpful for quote comparison & planning.

1) Your Data

Tip: Ideally includes device + installation + dismantling + necessary ancillary work. (The calculator can only estimate what is eligible.)
Shown separately (check cumulativeness depending on program).

2) Bonus Check (only check if it really fits)

Owner-Occupied (Main or sole dwelling unit) Prerequisite for some bonuses (e.g., income & speed bonus).
Income Bonus Household taxable income ≤ 40,000 $ (only with owner-occupation).
Only if you replace a suitable old system (e.g., oil/coal/gas floor/night storage or old gas/biomass ≥ 20 years) and are an owner-occupier.
Efficiency Bonus (Heat Pump) Natural refrigerant or heat source water/ground/waste water (5%).
Important: This calculator is an orientation. Eligibility of individual cost items, proofs, and deadlines may vary by case. Always check the currently valid conditions in the application portal before the on-site check.

Your Result (Estimate)

0%
Federal Subsidy Rate
Grant (Federal) on eligible costs
Eligible Costs (Cap)
Total Costs (Gross)
Not eligible (over cap)
Net after Grant (Federal + Optional)
Components (Transparent)
Cap Logic: The calculator distributes the cost limit per building to the dwelling units (evenly) and considers only the share of the units served by this measure.

How the Subsidy Check 2026 Works (Short & Understandable)

With this Heat Pump Subsidy Check 2026, you get a reliable orientation in 2 minutes on how high your possible grant for heating replacement can be – including cost limits per dwelling unit and the most important bonus components. The calculator is deliberately "practical": You simply enter the gross total costs from the quote (heat pump, installation, dismantling/disposal of old system, necessary ancillary work) and check the boxes for the conditions that really apply to you. The result is not an approval, but a clear basis for decision-making for budget, quote comparison, and next steps.

How the result is created:
1) The calculator first determines the maximum eligible costs. This limit depends on the number of dwelling units in the building. If the new heating system does not serve all dwelling units (e.g., floor solution), the limit is distributed proportionally. If the actual costs exceed the limit, the excess is shown in the calculator but not "subsidized".
2) Then subsidy components are added: Basic subsidy plus possible bonuses (Climate Speed Bonus for early replacement of certain old systems, Income Bonus for owner-occupying households up to the income limit, Efficiency Bonus for certain heat pumps). The federal subsidy rate is capped – so you can immediately see if checking more boxes brings anything at all.
3) Optionally, you can add a regional/municipal additional subsidy as a percentage value. This is shown separately because cumulativeness varies by program.

What to enter sensibly:

  • Use realistic total costs (gross). If you don't have a quote yet, start with an estimated value and update later.
  • Check "Old System" honestly: Only certain heating systems or age limits count for the Speed Bonus.
  • Choose the planned application period: A time window applies for some bonuses, which changes in later years.

Next steps after the check:
1) Save or print the result and use it as a basis for discussion.
2) Compare quotes not only by price: Pay attention to heat load design, hydraulics, hot water concept, noise, maintenance, warranties, and a clean commissioning protocol.
3) Collect subsidy documents early (proof of income, property/usage details, technical proofs). Often the rule applies: Application first, contract/commissioning only afterwards – otherwise you risk the claim.
4) If you are unsure, energy consulting is worthwhile: Correct design (flow temperatures/heating surfaces) often decides more about later costs than the mere device price.

Note: "Subsidy rate" is just the percentage number. Decisive are the eligible costs and the cap – that is exactly why this calculator shows both transparently.

Note on data status: Subsidy conditions can change due to budget situation or guideline updates. The calculator depicts the common components and makes the calculation logic comprehensible, but does not replace the current preliminary subsidy check. If you know the date of your application, you can select the period and immediately see how the bonus changes.

FAQ – Frequently Asked Questions

Do I also get the subsidy as a landlord?
For some bonuses, owner-occupation is a prerequisite. The calculator shows you the effects: If you were "not owner-occupied", bonuses tied to owner-occupation would be dropped.
Which costs are typically considered eligible?
In practice, it's about acquisition and installation of the new system as well as necessary environmental measures. Not every item of a quote is automatically eligible – therefore cap and clean invoice structure are important.
Why is my subsidy "capped" despite high costs?
Because there is a cost limit calculated depending on the count of dwelling units. If the total costs are higher, the grant remains mathematically the same.
What is the Efficiency Bonus for heat pumps?
It can apply if certain technical criteria are met (e.g., natural refrigerants or certain heat sources). Get this confirmed in writing by the specialist company.
How do I recognize if the Climate Speed Bonus fits?
It depends on the type and age of your old system and is intended for the early replacement of certain fossil/old heaters. If you are unsure, set the checkmark only after consultation.
Can I combine federal subsidy and regional programs?
Sometimes yes, sometimes only limited. That's why the check calculates regional percentage values separately – check the respective program rules.
Do I have to submit an application before installation?
Often yes: In many programs, binding commissioning is only allowed after application. Check current conditions in the application portal.
Why do results differ from advertising/quotes?
Many advertising statements calculate with maximum cases or refer to net costs. This calculator shows the logic transparently and considers caps.

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